Privacy Policy

What Does Northeast Missouri State Bank Do With Your Personal Information?

Rev. Date 12/2010

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social security number and income
  • Transaction history and account balances
  • Payment history and overdraft history
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information, the reasons Northeast MO. State Bank chooses to share, and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does Northeast MO. State Bank Share? Can You Limit This Sharing?
For our everyday business purposes–
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes–
to offer our products and services to you		 Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes–
information about your transactions and experiences		 No We don't share
For our affiliates' everyday business purposes–
information about your creditworthiness		 No We don't share
For our affiliates to market to you No We don't share
Questions
Call 660-665-6161 or go to www.northeastmissouristatebank.com
Who We Are
Who is providing this notice? Northeast Missouri State Bank
What We Do
How does Northeast MO. State Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Northeast MO. State Bank collect my personal information? We collect your personal information, for example when you
  • Open an account or apply for a loan
  • Cash a check or deposit money
  • Show your driver's license
We also collect your personal information from others, such as credit bureaus, other banks, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Northeast Missouri State Bank has no affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Northeast Missouri State Bank does not share with nonaffiliates so they can market to you
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Northeast Missouri State Bank doesn't jointly market with nonaffiliated financial companies.
Other Important Information